Here are benefits available to you for the 2025 Plan Year:
Health
Provides comprehensive medical and pharmacy benefits.
There are four different BlueOptions medical plans, including three, high-deductible health plans. Employees who choose one of the high-deductible health plans may also add a Health Savings Account (HSA). However, employees hired Jan. 1, 2014 or later are only eligible to enroll in the BlueOptions 5172/5173, BlueOptions 05180/05181, or BlueOptions 05192/05193 Plan.
Dental
Provides dental benefits with a low or high PPO plan.
Vision
The vision plan has in- and out-of-network options.
Lincoln TravelConnect
Lincoln TravelConnect® services offer security and reassurance — helping make travel less stressful. If you’re enrolled in life and/or accidental death and dismemberment insurance, you and your loved ones can count on TravelConnect® services 24 hours a day, 7 days a week.
EmployeeConnect EAP
EmployeeConnect offers professional, confidential services to help you and your loved ones improve your quality of life. EmployeeConnect counselors are experienced and credentialed.
When you call the toll-free line, you’ll talk to an experienced professional who will provide counseling, work-life advice, and referrals. All counselors hold master’s degrees, with broad-based clinical skills, and at least three years of experience in counseling on a variety of issues. For face-to-face sessions, you’ll meet with a credentialed, state-licensed counselor.
Lincoln LifeKeys
Lincoln LifeKeys offers help with important life matters.
You’ll find support tools and advice on a wide range of topics, including legal, financial, family, and career, on GuidanceResources online. Stay in the know on matters that impact your personal and professional life.
Protection against identity theft
Identity theft is widespread, and everyone is vulnerable. LifeKeys includes an online resource for information that can help you recognize and prevent identity theft — and restore your good name should your identity be compromised.
Online will preparation
Creating a will allows you to make vital decisions ahead of time, including naming a guardian for your children or designating who will receive your property and assets after you pass away. Without a will, state officials will distribute your estate. EstateGuidance® offers a secure, efficient way to create and execute a will so you can rest easy knowing you’ve planned ahead for your family.
Guidance and support for your beneficiaries
LifeKeys is a comprehensive program that offers resources to help your loved ones address a range of common concerns should they experience a loss. Services include grief counseling, financial and legal advice, and support when coping with the challenges of day-to-day life.
Disability Income Protection (STD/LTD)
Provides a stable income source to carry you and your family through a temporary or long-term disability.
Legal
Get help with everyday life matters through a nationwide network of up to 14,000 credentialed attorneys.
Medical Bridge Plans
Helps to offset out-of-pocket expenses and deductibles associated with hospital stays. Benefit choices of $1,000 or $2,000 are payable directly to you, so you can use the money as you desire.
Hospital StayPay Plan
Pairs with your medical plan so you can be more confident in your protection. You can get cash benefits for hospital stays due to a covered sickness or accident, normal childbirth or mental wellness/addiction recovery.
Flexible Spending Accounts
Healthcare Flexible Spending Accounts - can help you save tax dollars on qualified, medical expenses and certain over-the- counter drugs and medicines.
Dependent Care Flexible Spending Accounts - can help you save tax dollars for care of your dependents while you are working or actively looking for work.
Pet Discount Plans
Offer discounts on medical services provided by in-network veterinarians and wholesale pricing on prescriptions, preventatives and other products.
Accident Insurance
Accident Insurance - helps pay for unexpected healthcare expenses due to non-occupational covered accidents for initial care, injuries, and follow-up care.
Universal LifeEvents
Matches your needs throughout your lifetime. Includes accelerated death benefit, built-in long-term care benefit, and optional accidental death benefit, waiver of premium, EZ Value Plan, and children’s term benefit.
Critical Illness LifeEvents
Pays benefits for early identification and for later-stage diagnosis of critical illnesses. Earlier benefits help provide funds as quickly as possible to help ensure that treatment or preventive measures may stave off late-stage illness.
Employee Assistance Program (EAP)
Provides a variety of short-term counseling and informational services. Up to three free and confidential counseling sessions.