rob's report

Another month in the books for Team TMSI. After a slow start to October, we battled back to have similar results to September. We funded 173 loans for $44.6 M (down 9 loans from September), took 161 new applications (ouch, down from 223), future locks stood at 161 for $36.5 M (down 11 loans and $5 M) and started November with 478 total loans for $141.3 M (down from 536-$153 M).

Keep your fingers crossed that today's market opening continues and some lower rates lead to an uptick in locks!

• November 2: Jamie Ware
• November 5: Craig Minton
• November 6: Patty Bartneck
• November 9: Kimberli White
• November 12: Kathy DeMartinez
• November 19: Cherrie Pavone
• November 20: Penny LaCuesta
• November 24: Irna Santiago
• November 27: Lauren Harrington

Ways To Qualify:

• AUTOMATIC QUALIFIER! Loan Officers/Branch Managers with 18M or 90 units will automatically qualify.
• *Loans that you refer and close through the referral desk (or renovation and reverse mortgage specialists, Gina and Julia) will be included in your total numbers.

Rules:

Winner must still be employed by TMSI at the time of the trip or the trip will be forfeited. The trip is non-transferrable and may not be exchanged for its cash equivalent.

TRIP DATE:

Wednesday, October 9-Saturday, October 12, 2024 (Check out fly back Saturday).

DESTINATION:

Secrets Wild Orchid Montego Bay

2023 PRESIDENT'S CLUB

current standings

Automatic qualifiers

(18M OR 90 UNITS)

1. Traci Rizer – Grasonville, MD $51.5 M/187 Units (Q)
2. Patrick Dozler - Little River, SC $22.7 M/87 Units (Q)
3. Peyton von Hirsch - Virginia Beach, VA $22.1 M/39 Units (Q)
4. Angie Sebree - Virginia Beach, VA $21.1 M/74 Units (Q)
5. Ben Munson - Virginia Beach, VA $14.5 M/47 Units
6. Tim Dixon - Camp Hill, PA $14.4 M/59 Units
7. Kathy Martinez - Colonial Heights, VA $14.2 M/56 Units
8. Dave Demmer - Clarion, PA $13.6 M/103 Units (Q)
9. Jeremy Krupnick - Virginia Beach, VA $12.56 M/37 Units
10. Joe McMeans - Camp Hill, PA $12.52 M/45 Units
11. Maureen Milicich - Virginia Beach, VA $12.1 M/23 Units
12. Michelle Capullo - West Palm Beach, FL $11.9 M/36 Units
13. John Macchiarelli - Matawan, NJ $11.8 M/26 Units
14. Jonathan Matthews - Myrtle Beach, SC $10.6 M/39 Units
15. Beth Jourdan - Virginia Beach, VA $10.5 M/38 Units
16. Damon Carpitella - Wilmington, DE $9.4 M/34 Units
17. Joe Lombardi - Matawan, NJ $9.1 M/20 Units
18. Lorinda James - Virginia Beach, VA $8.5 M/23 Units
19. Patrick Steele - Virginia Beach, VA $8.4 M/23 Units
20. Fred Gordon - Longs, SC $7.57 M/34 Units
21. Steve Runnells - Frederick, MD $7.5 M/36 Units
22. Reggie Matthews - Virginia Beach, VA $7.3 M/28 Units
23. Mike Hosang - Virginia Beach, VA $6.87 M/24 Units
24. Kelly Santos - Trinity, FL $6.7 M/30 Units
25. Josh Sager - Winchester, VA $6.4 M/21 Units

(Q) = Qualified

reggie matthews

Mortgage Loan Officer, Virginia Beach, VA

Reginald R. Matthews, a native of Tuskegee, Alabama, resided with his family until he relocated to Hampton, Virginia, to pursue his education at Hampton University.

He relished four years of college life during which he attained a Bachelor of Science degree in Computer Science with a minor in Mathematics. His time at Hampton University instilled in him an appreciation for community service, networking, and various social organizations.

Following his graduation, Reginald explored various industries and discovered his passion for finance and mortgages in 1995. Over the past 28 years, he has derived immense fulfillment from assisting numerous clients in achieving their dreams of homeownership.

A devoted family man, Reginald has been happily married for 35 years and is the proud father of three daughters. He takes great pride in their accomplishments and eagerly anticipates their future successes.

In his leisure time, he enjoys golf, fishing, music, and, of course, all sports. In 2010, Reginald became a member of The Omega Psi Phi Fraternity Inc., a fraternity that aims to make a positive impact on the world through its chapters located in various countries. Locally, they work diligently to support underserved communities and educate the public about domestic violence and its impact on families.

Reginald extends his gratitude to the Tidewater Team, including management and all departments, for their unwavering support, which enables him to continue living his dream.

Thank you to the following employees for their hard work and dedication to TMSI.

• Michele Smith, Appraisal Team Lead 7 Years
• Russell Brown, Mortgage Loan Officer 5 Years
• Natalie Doheny, Set Up Team 3 Years
• Sam Molofsky, Mortgage Loan Officer 2 Years
• Amber Ambush, Processing Team Lead 2 Years

EMPLOYEES OF THE MONTH

kerry justesen

Processor, Trinity, FL

mary whitehead

Loan Officer Assistant, Trinity, FL

TMSI HOLDS CE Isn't As Scary As You Think Realtor Event

TMSi D&I's event board HIGHLIGHTS October heritage months

TMSI commemorates filipino american history month

TMSI COMMEMORATES polish AMERICAN Heritage MONTH

TMSI COMMEMORATES italian AMERICAN HERITAGE MONTH

TMSI COMMEMORATES german AMERICAN HERITAGE MONTH

TMSI D&I committee delivers halloween candy to local employees

TMSI TO OFFER PATH TO DIVERSITY SCHOLARSHIP

The Path to Diversity Scholarship Program recognizes existing industry professionals who are seeking to advance their careers through continuing education. Recipients receive a voucher to cover course registration fees, up to a maximum of $2,000, for popular MBA Education courses and designation programs. This education opportunity enables employees from diverse backgrounds to advance their professional growth and career development.

Scholarships awarded under the Path to Diversity program can also be used towards six upcoming MBA Conferences where attendees can obtain Continuing Professional Education (CPE), Continuing Legal Education (CLE) or Society of Human Resources Management (SHRM) credits.

Since the scholarship is only a voucher to cover registration fees, TMSI will cover the cost of travel and hotels for any conference if necessary to any awarded applicant!

For more information on application requirements, and eligibility, or to apply, click here.

TMSI SPONSORS 2023 KYLE MILLIKEN MEMORIAL GOLF TOURNAMENT

TMSI attends Coastal Carolinas Association of Realtors (CCAR) annual event

LAUREN HARRINGTON REPRESENTS tmsi WITH BOOTH AT THE Virginia Bridal & Wedding Expo

TMSI celebrates halloween with costume contest

TMSI MONTHLY CORPORATE CALL

For those of you who might not have participated, Rob conducts a monthly corporate call using Microsoft Teams. Although these calls are not mandatory, we encourage everyone to join, if possible. A lot of important and relevant information is covered and we do not want anyone to miss out. If you are not able to join the meeting, Mike Martin, Vice President of Project Management, makes a recording of the call each month and you can listen upon request.

Below, please find the information for the next scheduled call:

MONDAY, DECEMBER 4 AT 10:00 AM

https://teams.microsoft.com/l/meetup-join/19%3ameeting_Zjc5NGEwNDgtZGE2My00MWE1LWJlNGYtMTQwOTM3MDQ4Yzlm%40thread.v2/0?context=%7b%22Tid%22%3a%229b7c8a98-e51a-408e-b0bc-505c078b4dd0%22%2c%22Oid%22%3a%22c63eac71-7d4a-40a9-8e94-425619889702%22%7d

Meeting ID: 430 984 999

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TMSI is proud to offer the services of the Referral Desk to our hard working employees.

Earn 50 Basis Points

(.5% of the loan amount) when your referred loan closes.

For Example, A $300,000 Referral Loan Would Earn You

$1,500

• For licensed Loan Officers this applies for loans sent in because you are not licensed in the subject property state.

• For non-Loan Officer employees or support staff this applies to any loan sent in.

• Huge pricing incentives (reduced rates/lender credits) on any personal mortgage loans. Due to the increased incentive, the 50 Basis point commission does not apply to personal loans.

Please contact the Referral Desk with questions!