rob's report

Hard to believe 2023 is coming to an end. One more month and we wrap up a challenging and interesting 2023!

We finished the month with 146 funded loans for $36.5 M, a slight decrease from our October tally. Some positive notes though, future locks are at $38.1 M (up 1.5), 164 new applications (up 3) and our total pipeline stayed essentially the same. With rates starting to tick down, I sense those 200+ loan months are in the very near future! With the Holiday season in full swing, we need to get any and all loans into HQ ASAP for a smooth year end settlement. Plenty of time to start and finish a file or 50 so let's get to it!

• December 5: Bailey Larson
• December 7: Kevin Weiss
• December 8: Saysha Hunter
• December 14: Stacey Davidson
• December 17: John Gilbert
• December 18: Zach Rizer
• December 19: Cynthia Curl
• December 20: Fred Levine
• December 23: Karen Smith
• December 24: Helen Harper
• December 26: Janet Moore
• December 27: Tammy Esaley
• December 29: Trudi Williamson
• December 31: David Demmer

Ways To Qualify:

• AUTOMATIC QUALIFIER! Loan Officers/Branch Managers with 18M or 90 units will automatically qualify.
• *Loans that you refer and close through the referral desk (or renovation and reverse mortgage specialists, Gina and Julia) will be included in your total numbers.

Rules:

Winner must still be employed by TMSI at the time of the trip or the trip will be forfeited. The trip is non-transferrable and may not be exchanged for its cash equivalent.

TRIP DATE:

Wednesday, October 9-Saturday, October 12, 2024 (Check out fly back Saturday).

DESTINATION:

Secrets Wild Orchid Montego Bay

2023 PRESIDENT'S CLUB

current standings

Automatic qualifiers

(18M OR 90 UNITS)

1. Traci Rizer – Grasonville, MD $58.9 M/212 Units (Q)
2. Patrick Dozler - Little River, SC $23.7 M/92 Units (Q)
3. Peyton von Hirsch - Virginia Beach, VA $22.1 M/39 Units (Q)
4. Angie Sebree - Virginia Beach, VA $22 M/78 Units (Q)
5. Kathy Martinez - Colonial Heights, VA $15.4 M/61 Units
6. Ben Munson - Virginia Beach, VA $15.3 M/50 Units
7. Dave Demmer - Clarion, PA $15.04 M/112 Units (Q)
8. Tim Dixon - Camp Hill, PA $15.02 M/61 Units
9. Jeremy Krupnick - Virginia Beach, VA $13.9 M/43 Units
10. Michelle Capullo - West Palm Beach, FL $13.7 M/40 Units
11. Joe McMeans - Camp Hill, PA $13.2 M/48 Units
12. Maureen Milicich - Virginia Beach, VA $12.6 M/28 Units
13. John Macchiarelli - Matawan, NJ $12.4 M/26 Units
14. Jonathan Matthews - Myrtle Beach, SC $11.3 M/41 Units
15. Beth Jourdan - Virginia Beach, VA $10.78 M/39 Units
16. Joe Lombardi - Matawan, NJ $10.75 M/24 Units
17. Damon Carpitella - Wilmington, DE $9.7 M/35 Units
18. Lorinda James - Virginia Beach, VA $9.2 M/25 Units
19. Patrick Steele - Virginia Beach, VA $8.6 M/24 Units
20. Fred Gordon - Longs, SC $8 M/37 Units
21. Steve Runnells - Frederick, MD $7.8 M/38 Units
22. Kelly Santos - Trinity, FL $7.7 M/35 Units
23. Reggie Matthews - Virginia Beach, VA $7.5 M/29 Units
24. Peter Yuen - Newport News, VA $7.3 M/22 Units

(Q) = Qualified

Allierae yuen

Post Closer, Virginia Beach, VA

Allie Rae Yuen has been a resident of Suffolk, VA since birth and is the eldest among her siblings. She has two brothers, Kyle (21), who is currently attending Virginia Tech, and Matthew (18), who is a student at the University of Virginia.

Before joining TMSI, Allie worked as a Patient Care Technician. After gaining two years of experience in the medical field, she decided to take a break and explore the mortgage/business industry. Allie has been working as a Post-Closer for two years and also served as a Corporate Administrative Assistant for one year.

Outside of her professional life, Allie is an active powerlifter affiliated with the United States of America Powerlifting (USAPL) federation. She competes in the 52kg Women’s Raw weight class. When she's not at work, Allie dedicates her time to training for upcoming competitions. Despite the demands of training, she also finds joy in traveling.

Thank you to the following employees for their hard work and dedication to TMSI.

• Mike Rinehart, Director of Compliance 15 Years
• Joe Staub, National Sales Manager 13 Years
• Lisa Bearer, Loan Manager 12 Years
• David Demmer, Branch Manager/Loan Officer 11 Years
• Kay Loya, Appraisal Coordinator 9 Years
• Jim Belote, Vice President of Sales 9 Years
• Patrick Steele, Branch Manager/Loan Officer 9 Years
• Karen Smith, Mortgage Loan Officer 9 Years
• Kim Patrell, Loan Officer Assistant 8 Years
• Pam Kelly, Loan Officer Assistant 6 Years
• Jennifer Winter, Closing Team Lead 2 Years
• Tammy Esaley, Mortgage Loan Officer 2 Years

WE WOULD ALSO LIKE TO RECOGNIZE THE FOLLOWING PEOPLE FOR BEING WITH US FOR 1 YEAR!

• Bonnie Hayden
• Nick Kenworthy
• Lyndsay Cyr
• Matt James
• Beth Jourdan

EMPLOYEES OF THE MONTH

cher gebara

Processor, Virginia Beach, VA

michelle mclemore

Marketing Coordinator, Virginia Beach, VA

TMSI celebrates thanksgiving with breakfast

TMSi D&I's november event board HIGHLIGHTS employee gratitude

TMSI commemorates National native american heritage day

TMSI TO OFFER PATH TO DIVERSITY SCHOLARSHIP

The Path to Diversity Scholarship Program recognizes existing industry professionals who are seeking to advance their careers through continuing education. Recipients receive a voucher to cover course registration fees, up to a maximum of $2,000, for popular MBA Education courses and designation programs. This education opportunity enables employees from diverse backgrounds to advance their professional growth and career development.

Scholarships awarded under the Path to Diversity program can also be used towards six upcoming MBA Conferences where attendees can obtain Continuing Professional Education (CPE), Continuing Legal Education (CLE) or Society of Human Resources Management (SHRM) credits.

Since the scholarship is only a voucher to cover registration fees, TMSI will cover the cost of travel and hotels for any conference if necessary to any awarded applicant!

For more information on application requirements, and eligibility, or to apply, click here.

TMSI's Myrtle Beach Branch Hosted a Happy Hour with chesapeake homes in October

The event was at Chesapeake Homes' Design Gallery with TMSI's Bryan Pumphrey and Nick Kenworthy attending with 20 Northgroup Real Estate Agents.

TMSI participates in the walk to end alzheimer's in williamsburg, VA

TMSI'S BRYAN PUMPHREY AND NICK KENWORTHY Had A BOOTH AT CALVARY CHRISTIAN SCHOOL FALL FESTIVAL

Members of TMSI's Myrtle Beach branch host a Home Buyer Seminar for the AFL-CIO

The event was on November 7 and TMSI's Nick Kenworthy, Penny LaCuesta, and Bryan Pumphrey presented to 8 FTHB of the Beaufort, SC Machinist's Union.

tmsi WON second place for its booth DISPLAY AT THE hAMPTON ROADS REALTOR ASSOCIATION 2023 EXPO & CONFERENCE

TMSI'S MARIE ABUEL WAS THE OPENING ACT FOR THE FILIPINO CELEBRITY WORLD ON FIRE USA TOUR

TMSI MONTHLY CORPORATE CALL

For those of you who might not have participated, Rob conducts a monthly corporate call using Microsoft Teams. Although these calls are not mandatory, we encourage everyone to join, if possible. A lot of important and relevant information is covered and we do not want anyone to miss out. If you are not able to join the meeting, Mike Martin, Vice President of Project Management, makes a recording of the call each month and you can listen upon request.

Below, please find the information for the next scheduled call:

MONDAY, DECEMBER 8 AT 10:00 AM

https://teams.microsoft.com/l/meetup-join/19%3ameeting_Zjc5NGEwNDgtZGE2My00MWE1LWJlNGYtMTQwOTM3MDQ4Yzlm%40thread.v2/0?context=%7b%22Tid%22%3a%229b7c8a98-e51a-408e-b0bc-505c078b4dd0%22%2c%22Oid%22%3a%22c63eac71-7d4a-40a9-8e94-425619889702%22%7d

Meeting ID: 430 984 999

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TMSI is proud to offer the services of the Referral Desk to our hard working employees.

Earn 50 Basis Points

(.5% of the loan amount) when your referred loan closes.

For Example, A $300,000 Referral Loan Would Earn You

$1,500

• For licensed Loan Officers this applies for loans sent in because you are not licensed in the subject property state.

• For non-Loan Officer employees or support staff this applies to any loan sent in.

• Huge pricing incentives (reduced rates/lender credits) on any personal mortgage loans. Due to the increased incentive, the 50 Basis point commission does not apply to personal loans.

Please contact the Referral Desk with questions!