rob's report

A very positive start to 2024 for our team! 155 funded loans for $40 M (well above our budget of 125/$33.4 M) was a very impressive start to the year. Not only to did we surpass our goal for the month, but future locks were also up $1 M, applications were up 7 (154 compared to December 147) and our total pipeline of 446 and $139.2 M was a slight increase over December as well.

Our business plan for February is 145 loans for $38.5 M. We still have time to get a few new applications to the settlement table! Thank you once again for the strong start to 2024!

• February 1: Angie Cassel
• February 2: Nicole Fleck
• February 3: Andy Flynn
• February 7: Mike Rinehart
• February 7: Brittany Vogler
• February 12: Todd Fuqua
• February 12: Hans Jacques
• February 14: Whitney Tompkins
• February 22: Michael Grissom
• February 22: Jonathan Kassnove
• February 22: Jennifer Winter
• February 23: Ray Ward
• February 26: Kay Loya
• February 26: Reggie Matthews
• February 28: Robert Jenkins
• February 28: Alycia Krebs
• February 28: Joe Lombardi

NATALIE DOHENY

Set Up Team, Virginia Beach, VA

Natalie Doheny was born in Portsmouth, VA, as the eldest of three siblings. She proudly serves as an aunt to her nephew and is eagerly anticipating the arrival of her niece.

In 2001, she graduated from high school, where she actively participated in various sports such as volleyball, basketball, and softball.

Her professional journey began with a 15-year tenure at Channel 13. Starting as a Tape Operator, Natalie recorded programs like Wheel of Fortune and Jeopardy, prepared them for airing, and managed video playback during newscasts and storm coverage. Over time, she ascended to the position of Senior Master Control Operator, ensuring seamless broadcasting of all shows.

Natalie has cultivated numerous hobbies over the years. She has been crocheting for nearly two decades and can craft almost anything except clothes. Additionally, she enjoys quilting, cross-stitching/embroidering, jewelry making, and photography. During the COVID shutdown, she crafted nearly 1,000 masks for those in need and knitted around 50 hats for nurses, distributing them as far as Pennsylvania.

Formerly, Natalie operated a business called CraftyNat and intends to revive it alongside her photography venture.

As a published author, Natalie's fiction book series, "The 7 Orbs," has released its first installment, with the second and third books pending publication.

Cooking is another passion of Natalie's, where she creates homemade jams, heatless and hot salsas from homegrown peppers, and cinnamon pickles. She particularly enjoys baking during the fall season.

Recently married to her best friend, Michael Doheny, Natalie has explored various destinations around the state, including caverns, zoos, whale and dolphin watching tours, wineries, and theatrical productions. Michael serves as her salsa taste tester and staunch supporter of all her hobbies. The couple eagerly anticipates planning their honeymoon soon.

Thank you to the following employees for their hard work and dedication to TMSI.

• David Straight, Secondary Marketing Manager 21 Years
• Cynthia Curl, Compliance Specialist 21 Years
• Stacey Davidson, Mortgage Loan Officer 11 Years
• Sarah Campbell, Human Resources Manager 10 Years
• Alisha Whited, Processor 10 Years
• Dan Brewer, Underwriter 9 Years
• Mike Martin, VP of Project Management 8 Years
• Janet Moore, Senior Loan Officer 8 Years
• Jennifer Duman, Post Closing 7 Years
• Mike Hosang, Branch Manager/Mortgage Loan Officer 7 Years
• Kyle Raymer, Graphic Designer 6 Years
• Jonathan Kassnove, VP, Regional Sales Manager 2 Years

EMPLOYEES OF THE MONTH

whitney tompkins

Loan Officer Assistant, Virginia Beach, VA

sandy young

Underwriting Manager, Virginia Beach, VA

TMSi D&I's january event board HIGHLIGHTS martin luther king Jr. day and various other national and international days

TMSI commemorates korean american day

TMSI COMMEMORATES martin luther king Jr. DAY

TMSI COMMEMORATES internation DAY of acceptance

TMSI TO OFFER PATH TO DIVERSITY SCHOLARSHIP

The Path to Diversity Scholarship Program recognizes existing industry professionals who are seeking to advance their careers through continuing education. Recipients receive a voucher to cover course registration fees, up to a maximum of $2,000, for popular MBA Education courses and designation programs. This education opportunity enables employees from diverse backgrounds to advance their professional growth and career development.

Scholarships awarded under the Path to Diversity program can also be used towards six upcoming MBA Conferences where attendees can obtain Continuing Professional Education (CPE), Continuing Legal Education (CLE) or Society of Human Resources Management (SHRM) credits.

Since the scholarship is only a voucher to cover registration fees, TMSI will cover the cost of travel and hotels for any conference if necessary to any awarded applicant!

For more information on application requirements, and eligibility, or to apply, click here.

TMSI's michelle capullo and her children travel to colorado for ski trip

members of TMSI and chesapeake homes participate in habitat for humanity event

TMSI'S MYRTLE BEACH BRANCH PARTICIPATES IN THE MYRTLE BEACH CHAMBER OF COMMERCE GAME NIGHT EVENT

TMSI REMEMBERS DAWN SIPE WITH 60TH BIRTHDAY CELEBRation

TMSI MONTHLY CORPORATE CALL

For those of you who might not have participated, Rob conducts a monthly corporate call using Microsoft Teams. Although these calls are not mandatory, we encourage everyone to join, if possible. A lot of important and relevant information is covered and we do not want anyone to miss out. If you are not able to join the meeting, Mike Martin, Vice President of Project Management, makes a recording of the call each month and you can listen upon request.

Below, please find the information for the next scheduled call:

MONDAY, FEBRUARY 5 AT 10:00 AM

https://teams.microsoft.com/l/meetup-join/19%3ameeting_Zjc5NGEwNDgtZGE2My00MWE1LWJlNGYtMTQwOTM3MDQ4Yzlm%40thread.v2/0?context=%7b%22Tid%22%3a%229b7c8a98-e51a-408e-b0bc-505c078b4dd0%22%2c%22Oid%22%3a%22c63eac71-7d4a-40a9-8e94-425619889702%22%7d

Meeting ID: 430 984 999

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TMSI is proud to offer the services of the Referral Desk to our hard working employees.

Earn 50 Basis Points

(.5% of the loan amount) when your referred loan closes.

For Example, A $300,000 Referral Loan Would Earn You

$1,500

• For licensed Loan Officers this applies for loans sent in because you are not licensed in the subject property state.

• For non-Loan Officer employees or support staff this applies to any loan sent in.

• Huge pricing incentives (reduced rates/lender credits) on any personal mortgage loans. Due to the increased incentive, the 50 Basis point commission does not apply to personal loans.

Please contact the Referral Desk with questions!